Guide to bad credit repair

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Wipe out your charge card debt without bankruptcy

Tuesday, November 11, 2008

Clawing to be free of a ton of credit card bills?  Getting a lot of calls from collections companies?  Blocked from buying a new truck or a new sound system since your credit tapped out?  Here are some common yet proven methods of getting out from under that pile of credit card bills:


Move your credit balance from the credit card with high rates to your credit card with the lowest interest rates.  This tactic empowers you to enjoy lower interest as you work on discharging your credit balance.

Switch the account which has the heaviest rate to a low monthly interest card, contact the credit company, make it clear to them your current credit difficulties and ask for aid with points off your monthly rate.  Use this strategy with all your cards today.

Completely pay the remaining balance of your high rate credit cards, and quit using them.  If full balance payment is not feasible, pay down as much as you can.

Talk to knowledgable debt consolidation counselor and ask credit card debt consolidation approaches you can use.  This is a comprehensive alternative to credit issues.  Use their knowledge to effectively positively change your personal finances.





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